Uninsured Driver Claims
100% No Win No Fee
Free advice on when uninsured driver claims are possible and how to claim compensation.
Excellent Reviews On
Uninsured Driver Claims
100% No Win No Fee
Free advice on when uninsured driver claims are possible and how to claim compensation.
Excellent Reviews On
As featured in:
Being involved in a road accident is distressing enough, but what happens if the other driver has no insurance? This article explains the circumstances under which you might have grounds to claim compensation after an accident with an uninsured driver. We’ll guide you through the claims process, the eligibility criteria, and what evidence you’ll need to build a strong case. We also explain how our solicitors can help with uninsured driver claims.
At No Win No Fee Solicitors Co., we have years of experience supporting clients in their claims against uninsured drivers. Our dedicated team knows the nuances of the law and has helped many people secure the compensation they deserve after unexpected road traffic accidents.
If you want to find out whether you can claim or need immediate advice, read on for a detailed overview. Remember, you can always contact us online or call 0333 091 8598 to speak with our friendly team.
What Is A Uninsured Driver Claim?
An uninsured driver claim allows victims of road traffic accidents to seek compensation when the at-fault party does not have valid motor insurance. In the UK, it’s illegal to drive without insurance, but unfortunately, these incidents remain common.
If you are injured or your property is damaged by a driver who lacks insurance, you may still be able to recover costs through a claim. Typically, such claims are submitted to the Motor Insurers’ Bureau (MIB), an organisation that exists to compensate victims of uninsured or untraced drivers.
A successful uninsured driver claim aims to put you back in the position you were in before the accident, covering losses from medical expenses to car repairs and, in some cases, compensation for pain and suffering.
Our solicitors can help you to claim through the MIB. Their expertise can help to ensure that you receive a fair settlement. If you’d like us to check if your case is suitable, please feel free to call for a free consultation today.
Why use us?
Free Consultation
We offer a free consultation to anyone looking to make a claim
No win, no fee
Claim experts
We use solicitors who have handled thousands of claims
Common Scenarios Leading To Uninsured Driver Compensation Claims
Uninsured driver claims can arise from various road traffic incidents. Some of the most common situations include:
Being hit by a driver who flees the scene (hit-and-run) and is later found to be uninsured.
Accidents where the at-fault party provides false insurance details, only for you to discover later that they are uninsured.
Collisions caused by uninsured drivers who openly admit to having no insurance.
Pedestrians or cyclists struck by uninsured motorists.
It doesn’t matter what type of accident you’ve been invovled in. If the other party was to blame, and they were uninsured at the time, we could help you seek compensation for any suffering caused.
Eligibility Criteria That Must Be Met
To have grounds for an uninsured driver claim, you will usually need to show that:
The accident was not your fault, or you were only partially responsible.
The other party involved was uninsured at the time of the incident.
You suffered a loss, such as injury, vehicle damage, lost earnings, or out-of-pocket costs.
While the MIB does compensate those injured by uninsured drivers, you do still need to prove that the other party was to blame. Therefore, evidence is still needed. As such, we’ll review the evidence you could use to support an uninsured driver claim later on.
How Our Solicitors Can Help With Uninsured Driver Claims
Navigating the claims process after an accident with an uninsured driver can be stressful and confusing. Our solicitors have extensive experience handling these cases and can support you by:
Collecting and preparing evidence to strengthen your claim.
Liaising with the Motor Insurers’ Bureau and other parties on your behalf.
Keeping you informed about the progress of your claim every step of the way.
Negotiating for the highest possible compensation.
We understand that dealing with the aftermath of an accident is challenging. Our goal is to ease the legal burden, so you can focus on your recovery. If you’d like to know more about the wider process, our page on road traffic accident claims may be helpful.
If you’d like a free assessment of your case so that your options are made clearer, why not contact our advice centre today?
What Evidence Is Needed To Support Uninsured Driver Claims?
Evidence is crucial when pursuing compensation after an accident involving an uninsured driver. The stronger your evidence, the better your chances of success. Typically, you should try to gather:
Photographs of the scene, vehicle damage, and any visible injuries
Details of the other party (name, address, vehicle registration, if known)
Contact details for any witnesses
Medical records and reports relating to any injuries sustained
Police reports or reference numbers for the incident
Receipts for any expenses linked to the accident, such as vehicle repairs or taxis
We realise that after a road traffic accident, collecting evidence isn’t always easy, especially if you’re injured. Therefore, don’t be too concerned if you haven’t got everything listed here. If your case proceeds, your solicitor could secure evidence on your behalf as part of their service.
Is There A Time Limit For Uninsured Driver Claims?
Yes, time limits do apply. Generally, you have three years from the date of the accident to begin an uninsured driver claim.
If you’re claiming for a child or someone lacking mental capacity, the rules may differ, so it’s wise to obtain advice as soon as possible.
Can I Use A No Win No Fee Solicitor For Uninsured Driver Claims?
Yes. All uninsured driver compensation claims accepted by our solicitors are pursued on a No Win No Fee basis. This means you won’t need to pay any legal fees upfront. If your claim is unsuccessful, you will not owe your solicitor’s costs, meaning there’s no financial risk to you.
Here are some of the benefits of making a No Win No Fee claim:
Peace of mind that you won’t face legal costs if your claim isn’t successful.
Access to expert legal advice without any upfront payments.
Solicitors are motivated to achieve the best outcome for you.
Success fees are legally capped so you’ll always retain the bulk of any settlement paid.
What Does Compensation In A Uninsured Driver Claim Cover?
If your claim is successful, you may be entitled to compensation that encompasses a variety of financial losses and personal impacts. This can include:
Medical expenses incurred for your treatment, rehabilitation, and any ongoing care that may be required.
Compensation for loss of earnings if your injuries prevent you from working, either temporarily or permanently.
The costs of repairing your vehicle or, if necessary, replacing it entirely if it has been written off.
Damages awarded for pain, suffering, and the detrimental effect the accident may have had on your day-to-day life and overall wellbeing.
Reimbursement for additional out-of-pocket expenses, such as travel to medical appointments, prescription charges, or costs for any specialist equipment you may need during your recovery.
If you work with a solicitor from our team, they’ll work hard to understand how you’ve suffered. This will allow them to check whether any compensation offer you receive is fair. To find out more, pleae get in touch.
Try Our Compensation Calculator
Take a look at our compensation calculator to get a broad idea of what an accident at work payout could look like. The figures used in this calculator are taken from the Judicial College Guidelines (JCG), which is a document that provides guideline compensation brackets for different injuries and illnesses.
Compensation Bracket: 0.00
Please note that these are not guaranteed amounts, and that this calculator doesn’t take special damages into account. Contact our team today to learn more about compensation in manual handling injury claims.
Start An Uninsured Driver Claim Today
If you or a loved one has been injured by an uninsured driver, starting your claim is straightforward with our help. It begins with an initial conversation, where we’ll listen carefully to your experience and explain your rights and next steps.
We believe that everyone should have access to justice after a road accident, no matter the other party’s circumstances. Our team is approachable and committed to supporting you through every stage of your compensation claim.
To get started, you can contact us or call 0333 091 8598 for confidential advice.
Uninsured Driver Claims - Frequently Asked Questions
Is it possible to claim for psychological trauma after an accident with an uninsured driver?
Yes, psychological injuries such as anxiety or post-traumatic stress are recognised as valid harms, and you can include them in your uninsured driver claim with supporting medical evidence.
What happens if the uninsured driver cannot be traced after the accident?
If the responsible driver is untraced, you can still claim via the Motor Insurers’ Bureau’s untraced drivers scheme as long as you’ve reported the accident to the police promptly.
Are pedestrians and cyclists eligible for uninsured driver claims?
Absolutely. Pedestrians and cyclists injured by uninsured motorists are equally entitled to claim compensation through the same MIB processes as vehicle drivers and passengers.
Do I need to go to court to settle an uninsured driver claim?
Most claims handled by solicitors, including those involving the Motor Insurers’ Bureau, are resolved out of court. A court appearance is generally only necessary if there is a dispute that cannot be resolved through negotiation.
